The International Department of Besso was established in 1997. It provides a comprehensive range of insurance products which are tailor-made for each client. These products are created with the needs of private clients, organisations and businesses worldwide, in mind.

The insurance experts at Besso have the communicative ability and technical know-how to offer a genuinely bespoke service to each client. The team’s multiple skills allow for a more creative approach to insurance challenges, and enable them to come up with the very best solutions. This gives clients an advantage from a commercial perspective, regardless of what country they happen to be in.

Besso’s range of insurance and reinsurance product lines includes;

• Kidnap and Ransom, Travel and Expatriate as well as Personal Accident.

• Group and Term life.

• Treaties and Group Programmes.

• Exhibitions, Museums and collections of Fine Art.

• Households of a High Net Worth.

• Restorers and Framers, Fine Art and Antique Dealers.

• Jewellers Block.

• Errors and Omissions, Directors and Officers.

• Public Officials and Professional Indemnity.

• Goods in Transit, Industrial and Commercial Property Packages.

• Industrial and Commercial property and liability.

• Environmental, products and public liability.

• Insurance and Inspection for engineering.

• Insurance for Motor Fleets .

UK

Besso UK offer insurance solutions for a broad range of commercial companies, industrial organisations and PLCs, in addition to insurance coverage for individuals.

The client base at Besso is on a national scale and is extremely diverse in terms of its needs; Besso caters for very type of insurance class. The clients of Besso return again and again, due to the bespoke solutions offered by this organisation, which also include negotiation services for claims, in the case of incidents.

The list of services at Besso is as following;

Corporate Risks

• Corporate and Commercial insurance
• Commercially based insurance schemes
• Exposure Analysis, loss control and risk management
• Audit and consultancy, and due diligence
• Pre-analysis of Renewals, as well as post analysis

Personal Lines

• Travel Insurance for both single and annual trips.

• High Net worth, and Standard net worth household.

Risk Solutions

Besso are also innovative in their approach to utilising structures, insurance, reinsurance and methods which have been traditionally thought to belong to the financial markets.

Besso’s approach, also known as ART, or Alternative Risk Solutions, allows for the integration of several forms of coverage within a single policy. This has the potential to save client’s money and create a more efficient program of risk management.

Most frequent motives of clients who need an ART solution include:

• Protection of Income.

• Pricing stability over several years.

• Risk management regulation.

• Participation in risk (captives).

• A reduction in volatility.

Besso actively arrange bespoke insurance packages, through the use of both specialist and general, insurance and reinsurance markets.

Besso are proud of the global landscape and loyalty from their clientele, which is a reflection on Besso’s ability to fulfil the demands and requirements of an extremely diverse choice of clients. In line with this, the Marine Division arranges and places insurance for direct, wholesale and reinsurance clientele across a sizable spectrum.

The specific nature of the expertise and market transmission is reliant on areas frequently considered high risk and moving more ‘exotic’ risks. Good examples can include older tonnage, both blue and brown water, super and mega yachts and clients operating in ‘niche’ areas, for instance salvage and wreck removal, fishing, ship-repairing, towage and logistics (e.g. ports, terminals and freight forwarders).

For our North American clienteles, Besso could also offer, on whether package or mono-line basis: Crew, P & J, Maritime Employers Liability (MEL), U.S. Longshoreman and Harbour Workers (USL&H), CGL/MGL, additionally to Inland Marine.

The cargo team, as well as placing coverage for your standard transit exposure risks, may also the ability to give a devoted Stock Throughput programme, specific at clients learn how to manufacturing industries, for instance clothes.

Other areas in which the team hold expert knowledge over include: specie, exhibition & museum risks and stand-alone war, strikes and terrorism coverage for goods being gone to live in and within Iraq, together with other high-risk locations.

The list below is a more comprehensive overview of coverage areas. However, this is not thorough, so please contact the highly experienced and passionate team for all your marine related queries.

Worldwide:

• Hull & machinery and hull interests, including War risks and Port risks
• Protection and Indemnity (Mutual or Fixed premium)
• Charterers Liability
• Builders and Conversion risks
• Loss of Hire/Earnings
• Package policies for terminals, ports and other marine installations
• Ship repairers, Stevedore liabilities
• Professional Indemnity for the maritime and transport industries
• Oceanographic over-side and underwater equipment
• Crew personal accident
• General cargo plus commodities, perishables, frozen foods (including Rejection)
• Stock throughput
• Fine art, museum and exhibition, risks, specie
• War, strikes, terrorism for shipments to and within Iraq and other high-risk destinationsPolitical risks

For US Clients:

• Maritime Employers Liability (MEL)
• U.S. Longshoreman & Harbour Workers (USL&H)
• Inland Marine
• MTC / FTC